Sénégal : Une augmentation du sociétariat combinée à une progression du taux d’inclusion financière du secteur de la microfinance de 19,7%

Jeudi 31 Octobre 2024

Le secteur de la microfinance au Sénégal compte 4 306 771 clients en 2023 contre 3 923 775 en 2022, soit une progression annuelle de 10,2% sur la période sous revue.


La clientèle est composée d’hommes (2 096 504 ; 48,68%), de femmes (1 791 305 ; 41,59%) et de personnes morales (418 962 ; 9,73%).

Le taux de pénétration de la microfinance par rapport à la population totale s’est établi à 24,3% en 2023. Tenant compte des doublons et des comptes inactifs, le taux d’accès des adultes aux services de la microfinance (taux corrigé d’accès) est de 19,7%.
Adou FAYE
 
 
Finances & Banques

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56.Posté par WILL PARISH le 05/12/2025 05:54
hello everyone I am Will Parish from ohio i have depressed for so many years because my wife left me because of my small manhood size which measured 2.3inches which was so embarrassing for me,i met my wife back then few weeks at high school and due to we parting ways after graduation we did not have time to explore our sexual life as she came from a christian background who forbids sex before marriage so we dated for 3years and when we finally planned our wedding ,we got married,my wedding night was supposed to be the best night for any man or woman but mine became the worst nightmare when i undressed myself in her presence my wife shouted in shock because my manhood was that of a 1yr old baby,she yelled and insulted me so hard and blamed me why did i not tell her i had a small penis i tried to explain and calm her down but she angrily left our hotel room crying,i felt the most embarrassment of my life that night,she eventually called off the wedding the next day and told both families why she left our marriage and i could not even say anything because the shame was unbearable,i cried and almost committed suicide, after 2 weeks i was reading an article on youtube about this Great Dr Harry herbal mixture liquid and cream,at first i was skeptical but i had to give it a try.i contacted him on his email drharrysolution@gmail.com behold he replied me fast and told me how his meds works i did everything he asked ,i paid and he sent his meds to me through UPS delivery service i got it within few days and started using it immediately and to my surprise after using it for 1 month i got about 10.5 inches long and 8.0 girth size,i felt like crying after seeing this results and i promised him i will share my story to the whole world for other men to see and cure their insecurities,no woman is worth taking your life for so i want to say thank you so much Dr Harry for saving my life and giving me my pride as a man back so if you are out there and you want herbs to sicknesses like small penis,low sperm count,erectile dysfunction,ALS,HPV,HERPES,lupus disease,stroke,Cancer,Arthritis ,and any other spells of all kind you need dr harry is available to help you whatsapp him on +2349036417079 email him on drharrysolution@gmail.com WEBSITE https://drharrysolutionhea.wixsite.com/healinghome Good luck as you contact him for your healings

55.Posté par Meyer Andrea le 04/12/2025 18:23
Greetings everyone,

     
   My name is Andrea Meyer from the United State of America, and I am here to Share my testimony and experience with the herbal practitioner called Dr.Femi I meant online a few months ago who gave me some herbs that healed me completely from Herpes and HSV-2. after suffering from this deadly disease for so many years.

And the good news is that he also have solutions to so many more diseases such as diabetes type2, cancer, HIV, Obesity, Arthritis infections of any kind and pregnancy related issues etc, and lots more I cannot mention.

I said to myself I cannot keep such good news to myself alone because I know so many of us are going through deadly illness out there and I decided to Share the good news to let you all know that there is still hope for you to get batter and that is why you must have to contact him through his email as soon as possible.

If interested kindly contact him for more information via email: drfemiherbalmedicines@gmail.com

Whatsapp on +2349153165215

54.Posté par Micheal le 28/11/2025 16:24
DR AZIBA HERBAL MEDICINE is the natural male support formula designed to take your sexual performance to another level. This is the formula designed to combat against all sexual complications and erectile dysfunction. The supplement promotes healthy production of testosterone hormone in body that increases sexual desires and endurance, while helping you to perform harder and longer on bed. It reduces the fatigue levels and sexual decline caused due to aging and optimizes the sexual drives and arousal levels for peak performance on bed.
DR AZIBA HERBS even focuses on increasing your circulation of blood across penile chambers. This increment in the circulation widens the blood vessels for increased holding capacity and this treats the root cause of ED in males. It reduces your fatigue levels and allows you to last longer with intense orgasms and better sexual drives. It also maximizes your sexual climax by allowing you to hold your ejaculation longer when performing on bed. Get in contact with DR AZIBA via Email:( Priestazibasolutioncenter@gmail.com ) And WhatsApp him directly on ( +2348100368288 )

53.Posté par James mosher le 26/11/2025 11:11
I stumbled across a comment while scouring the internet. I am suffering from erectile dysfunction, which was the same situation i found on the post , i ordered mine and same with me today am cured ,if you also need his assistance , You meant go through his website: https://bubaherbalmiraclem.wixsite.com/website Or reach via mail: buba.herbalmiraclemedicine@gmail.com or his Facebook Page ;https://www.facebook.com/profile.php?id=61559577240930 . AND THANK ME LATER

52.Posté par DR OBASI HERBAL CURE le 20/11/2025 22:56
My name is Dr. Obasi Oba a dedicated Herbal Medicine Expert and founder of the well-known Obasi Herbal Medicine Home. I have spent many years using natural herbs and traditional healing knowledge to support and Cure people (permanently) dealing with serious and life-threatening health conditions.
At Obasi Herbal Medicine Home, we provides carefully prepared herbal formulations that provide permanent Cure 100% to diseases such as:
Herpes (HSV-1/HSV-2), cancer, HIV/AIDS, hepatitis B and C, stroke, kidney failure, liver cirrhosis, heart disease, diabetes, and tuberculosis.

For more information or consultations, contact us:
WhatsApp: wa.me/2348112657992
Website: www.drobasiherbalmedicine.com
Email: drobasiherbalmedicinehome@gmail.com



51.Posté par DR OBASI HERBAL CURE le 20/11/2025 22:55
My name is Dr. Obasi Oba a dedicated Herbal Medicine Expert and founder of the well-known Obasi Herbal Medicine Home. I have spent many years using natural herbs and traditional healing knowledge to support and Cure people (permanently) dealing with serious and life-threatening health conditions.
At Obasi Herbal Medicine Home, we provides carefully prepared herbal formulations that provide permanent Cure 100% to diseases such as:
Herpes (HSV-1/HSV-2), cancer, HIV/AIDS, hepatitis B and C, stroke, kidney failure, liver cirrhosis, heart disease, diabetes, and tuberculosis.

For more information or consultations, contact us:
WhatsApp: wa.me/2348112657992
Website: www.drobasiherbalmedicine.com
Email: drobasiherbalmedicinehome@gmail.com

50.Posté par Joy Alba le 18/11/2025 14:16
Hello everyone, my husband and I had already given up hope of ever getting cured from herpes. We tried so many treatments, went to different doctors, and kept getting prescribed the same medications that just didn’t work for me. Then one day, I came across a post online from someone talking about Dr. Phillip Healer. She said his herbal remedies had helped her, so I decided to reach out. From the very first conversation, he gave us hope. He prepared some herbal medicine and explained exactly how to take it. We followed his instructions carefully. At first, I wasn’t sure if it was working, but my husband encouraged me to let us go get tested again, and to our surprise, the results came out clear and negative. I’m so grateful to Dr. Phillip Healer for helping me. If you’re struggling with herpes, you can reach out to him via email: drphillipherbalsolution@gmail.com His herbal medicine is a total game changer and a life saver that made a real difference for me.

49.Posté par TOM FITTON le 17/11/2025 23:24
Hello everyone here i am Michael Freckleton a medical doctor from France but currently in Miami,i want to share a great testimony of how Dr HARRY herbal mixture cream saves me from shame and disgrace, my penis size was a big problem to me as the size was really so embarrassing and discouraging, a 39 year old full grown man like me having 4 inches penis and to worsen it i don't last in sex i cant even last two minutes it was really a thing of shame my wife was really tired of me because my sex life was very poor , she never enjoyed sex, i was always thinking and searching for solutions everywhere until last two months when i saw a testimony of how Dr herbal mixture cream have been helping people from the Globe,i saw one MR PAUL testifying of how Dr HARRY helped him enlarge his penis size so i decided to give him a try ,i visited his website link https://drharrysolutionhea.wixsite.com/healinghome we talked and he gave me steps to follow which i did and to my greatest surprise in less than two weeks of taking the herbal mixture cream my penis grow to 8 inches i couldn't believe my eyes and as i speak now my penis is now 10.5 inches long and i was amazed when my wife said i satisfy her so well now all thanks to Dr HARRY herbal mixture Cream, i will forever be grateful To him i also learnt that Dr HARRY also have the herbal cure to problems like PENIS ENLARGEMENT ERECTILE DYSFUNCTION DIABETES type 1 and type 2 HERPES GENITAL WART LOW SPERM COUNT WEAK ERECTION BREAST ENLARGEMENT PROSTATE CANCER HIV/AIDS SPELL OF ALL KINDS LIKE EX BACK,CANCEL DIVORCE,BREAK UP SPELL ,PREGNANCY SPELL,PROMOTION SPELL,JOB SPELL ALS HPV 123 PILE ASTHMA HEART FAILURE PREMATURE EJACULATION HEPATITIS A,B,C AND MANY MORE so if you you are suffering from any of this problems please do not hesitate to contact him now email drharrysolution@gmail.com website https://drharrysolutionhea.wixsite.com/healinghome you can call him or Whatsapp +2349036417079 thanks

48.Posté par Dr Ayo le 15/11/2025 12:05
I am Dr. Ayo Christopher, I am a Great traditional Herbal Medicine Doctor. I specialize in treating any kind of diseases and infections using Herbs Medicine. I have the Herbal Cure for Diabetes, Virginal infection, Genital, Gonorrhea, warts virus infections, Leukemia, Breast Cancer, Lung Cancer, Menopause, Hepatitis A B C and HIV and other deadly infections. I have treated more than 20 patients that have Herpes (HSV 2) and all of them were cured. My herbal medicine is 100% safe, there are no side effects and You will start seeing clear results as early as 7 days.

If you have been taking conventional medicines for that Herpes infection and you are still having those re-occuring outbreaks, why don't you try Herbal Medicines and see it get cured in weeks. For more information, send me an

Email: ridvid8@gmail.com

Telegram: @wafri01

websitehttps:
https://ridvid8.wixsite.com/dr-ayo-herbs-home/about-5

47.Posté par Derek le 05/11/2025 13:42
After seeing numerous neurologists, I was given the diagnosis of MULTIPLE SCLEROSIS. I was given medication, which helped, but my condition was rapidly deteriorating. Ultimately, I heard about the herbal medicine prepared by Dr Phillip. This treatment has helped greatly with reducing my symptoms, it was even more effective than the prescription drugs I was using. My tremors mysteriously disappeared after the first month of medication, and I was able to walk better. Within 3 months of this treatment most of my symptoms vanished. The herbal medicine is a total game changer for me. I’m surprised more people with MS don’t know about it. This Dr Phillip is a breakthrough. For more information email drphillipherbalsolution@gmail.com or whatsapp +2349032276724
https://drudebhuluspelltemple.wordpress.com/
/

46.Posté par Derek le 05/11/2025 00:43
After seeing numerous neurologists, I was given the diagnosis of MULTIPLE SCLEROSIS. I was given medication, which helped, but my condition was rapidly deteriorating. Ultimately, I heard about the herbal medicine prepared by Dr Phillip. This treatment has helped greatly with reducing my symptoms, it was even more effective than the prescription drugs I was using. My tremors mysteriously disappeared after the first month of medication, and I was able to walk better. Within 3 months of this treatment most of my symptoms vanished. The herbal medicine is a total game changer for me. I’m surprised more people with MS don’t know about it. This Dr Phillip is a breakthrough. For more information email drphillipherbalsolution@gmail.com or whatsapp +2349032276724
https://drudebhuluspelltemple.wordpress.com/

45.Posté par MORRISON le 29/10/2025 22:51
hello everyone i am SOUTHGATE MORRISON from Manchester UK i want to tell the whole world of great Dr HARRY herbal mixture i was unhappy ever since my girlfriend back then in college mocked me of having a small penis and weak in bed ,ever since then i have been trying to improve my sex life but all effort failed ..but it gut worse when i got married ,my wife is so angry with me and Threatened to leave me if i do not find a way and i love my wife so much so one faithful day i was reading some comments on a blog then i saw a comment of one MR GERARD PETER from new Orleans testifying of how Dr Harry helped him enlarge his penis and Fertilize his sperm count so i quickly contacted him by his website link https://drharrysolutionhea.wixsite.com/healinghome and he got back to me and i did as he said ..to my greatest surprise i got 10 inches within two weeks of using his herbal medicine and now its just 3 weeks i am having 10.5 inches i am so happy now..my wife told me am so good in bed that i almost killed her last night all thanks to him note he also cure sicknesses and diseases like PENIS ENLARGEMENT ERECTILE DYSFUNCTION DIABETES type 1 and type 2 HERPES GENITAL WARTS LOW SPERM COUNT WEAK ERECTION BREAST ENLARGEMENT PROSTRATE CANCER HIV/AIDS PREMATURE EJACULATION so if you need his help contact him on his email drharrysolution@gmail.com visit his site https://drharrysolutionhea.wixsite.com/healinghome or whatsapp him on +2349036417079 thanks

44.Posté par anna cassisdy le 25/10/2025 10:14
I was told there is No Herpes Cure except treatment to control it. I totally lost hope all i could think was loosing my life because it was so embarrassing to have this virus. A few weeks ago I read about a possible natural cure which was 100 percent guaranteed. And I ordered the treatment from Dr Uma. And I also told him about my sister's cancer, After some weeks we got 100% cured. Now I'm so excited to share this testimony to every article for others living with HERPES, CANCER, PENIS ENLARGEMENT, HPV,HIV, etc. there is possible natural treatment to eliminate this virus. Email him for more info! Dr.umaherbalcenter@gmail.com or message him on WhatsApp +2347035619585.

43.Posté par SUSAN JOEL le 25/10/2025 09:19
Herpes is a serious and recurring disease which can't be cured through drugs or injections by the American doctors but the best way to deal with herpes is by taking natural herbal medicine for it, and is only few American doctors that know about this herbal medicine, from Dr Uma.. I have read about Dr Uma the great herbalist doctor from African who can cure Herpes with his herbal medicine. for the people suffering from the following diseases Hiv, Herpes, Cancer, Herpatitis B, Diabetes, Hpv, Infections ETC should contact him for his herbal medicine because i am a living testimony and i was cured of HERPES. Although, i sent him what he requested and he sent me his medicine which i took for three weeks and when i went for test i was tested Herpes Negative. you can reach him through his email address:Dr.umaherbalcenter@gmail.com or Whatsapp +2347035619585 Thanks Dr Uma.

42.Posté par Destiny le 16/10/2025 18:59
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40.Posté par morrison le 16/10/2025 05:34
hello everyone i am SOUTHGATE MORRISON from Manchester UK i want to tell the whole world of great Dr HARRY herbal mixture i was unhappy ever since my girlfriend back then in college mocked me of having a small penis and weak in bed ,ever since then i have been trying to improve my sex life but all effort failed ..but it gut worse when i got married ,my wife is so angry with me and Threatened to leave me if i do not find a way and i love my wife so much so one faithful day i was reading some comments on a blog then i saw a comment of one MR GERARD PETER from  new Orleans testifying of how Dr Harry helped him enlarge his penis and Fertilize his sperm count so i quickly contacted him by his website link https://drharrysolutionhea.wixsite.com/healinghome   and he got back to me and i did as he said ..to my greatest surprise i got 10 inches within two weeks of using his herbal medicine and now its just 3 weeks i am having 10.5 inches i am so happy now..my wife told me am so good in bed that i almost killed her last night all thanks to him note he also cure sicknesses and diseases like PENIS ENLARGEMENT ERECTILE DYSFUNCTION DIABETES type 1 and type 2 HERPES GENITAL WARTS LOW SPERM COUNT WEAK ERECTION BREAST ENLARGEMENT PROSTRATE CANCER HIV/AIDS PREMATURE EJACULATION so if you need his help contact him on his email drharrysolution@gmail.com visit his site https://drharrysolutionhea.wixsite.com/healinghome   or whatsapp him on +2349036417079 thanks

39.Posté par frances tony le 14/10/2025 22:24
I thought the physicians says there is no cure for HSV 2!!! I am telling you today that DR.UMA cure HSV 2 with his herbal medicine and once you get cured you are cured forever it is never reversible, I have been suffering for this deadly disease called HSV 2 for more than 2years and I lost all hope because my doctor says there is no cure for HSV 2. Brethren I saw a testimony on the internet on how DR.UMA cure HSV, Hapatitis etc with his herbal medication and an. email and watsapp to contact him was also displayed, I thought this was a joke but I decided to contact him and he replied telling me not to worry that my problem is over . DR.UMA sent me a herbal medication to drink for one month but only 2weeks I feel strange and I went to my doctor and he confirmed me negative. He can help you too. Contact him via email...dr.umaherbalcenter@gmail.com WhatsApp +2347035619585. He is capable of curing AUTISM, HERPES, HPV, HSV1&2, HEPATITIS A B C, and DIABETES.

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37.Posté par HENRY MIKIEL le 29/09/2025 02:08
hello everyone i am Henry Mikiel from Florida a medical doctor i never believed herbal products could solve what my science technology could not solve ,i have been having little penis size since childhood and that really Embarrass me alot and up till now that i am 37 years old i still find it difficult to find a permanent solution until my friend from Africa at work place introduce his uncle to me Dr Harry .he told me about his wonderful works and decided to contact him through his email he gave me drharrysolution@gmail.com and he replied me and we discussed my situation and told me what i need to do ,i did it and received his herbal medicine through UPS and i got it within 3/5 days and used his miraculous herbal mixture cream just as he told me ,its just 4 days i started measuring and got 4 inches already and after two weeks i got 11 inches size and 8.0 girth size .i was so happy because no woman will dare reject me now with my big Cock .life is really full of surprises me that was having 2 inches before now having 11 inches big cock size .so if you need any help or cure to any sickness or disease like small penis,low sperm count,premature ejaculation, HIV/AIDS , herpes , spells of all kinds etc you can quickly visit his website link https://drharrysolutionhea.wixsite.com/healinghome EMAIL HIM drharrysolution@gmail.com whatsapp him on +2349036417079 good luck as you reach him

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