Sénégal : Une augmentation du sociétariat combinée à une progression du taux d’inclusion financière du secteur de la microfinance de 19,7%

Jeudi 31 Octobre 2024

Le secteur de la microfinance au Sénégal compte 4 306 771 clients en 2023 contre 3 923 775 en 2022, soit une progression annuelle de 10,2% sur la période sous revue.


La clientèle est composée d’hommes (2 096 504 ; 48,68%), de femmes (1 791 305 ; 41,59%) et de personnes morales (418 962 ; 9,73%).

Le taux de pénétration de la microfinance par rapport à la population totale s’est établi à 24,3% en 2023. Tenant compte des doublons et des comptes inactifs, le taux d’accès des adultes aux services de la microfinance (taux corrigé d’accès) est de 19,7%.
Adou FAYE
 
 
Finances & Banques

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63.Posté par HAILEY GARCIA le 16/12/2025 14:56
My name is Hailey Garcia and I am from New Jersey. My herpes virus turned to war after 2 years of living with it. I have tried different medical procedures to cure my herpes but to no avail. Most people think herpes is only a minor skin irritation of which herpes has long term effects on health and passes through the bloodstream and can be easily contracted through sexual intercourse. I knew I had herpes from the first day I started feeling itchy in my pubic area and the pain was very unbearable. I couldn't stand it anymore. After 2 years of trying other means to get rid of it, I had to contact Doctor AGBON to help me with a permanent cure. I saw his email and whats-app number from a testimony I read online from a lady who was also helped by him in curing infertility problems, I had faith and contacted him. He assured me of his work and I ordered his herbal medicine. Within 5 days, I didn't feel any pain anymore and within 2 weeks, my skin was all cleared and smooth. I am very grateful to you sir and I write this testimony as others have done to bring those having faith to you sir. If you have herpes or other similar disease and you want it cured, kindly contact Doctor AGBON, WhatsApp Number :+2349058797761
Email: dragboherbalhome@gmail.com WebSite: https://dragbonherbalhome.wixsite.com/my-site-3

62.Posté par NELS KATE le 16/12/2025 07:47
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then i have been taking series of treatment but there was no improvement until i came across testimonies of Dr. UMA on how he has been curing different people from different diseases all over the world, then i contacted him as well. After our conversation he sent me the medicine which i  took according .to his instructions. When i was done taking the herbal medicine i went for a medical checkup and to my greatest surprise i was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. UMA today on this Email address: dr.umaherbalcenter@gmail.com or whatsapp +2347035619585.,

61.Posté par magriet dennis le 16/12/2025 06:19
Get rid of all kinds of Herpes and virus infections, Diabetes, Hepatitis A B C, Menopause and HIV with Natural Roots and Herbs, i was once infected with HERPES . and after using Dr UMA Herbal Medicine for couple of weeks i couldn't trace it anymore, i even went for checkup and my test came out Negative. Get your cure today from this wonderful herbalist, Dr. UMA.
You can also reach doctor UMA on WhatsApp
+2347035619585 or Email dr.umaherbalcenter@gmail.com.
.

60.Posté par MERCY CARO le 12/12/2025 18:00
i never believed in herbal medicine until i met a friend of mine who was also cured with herbal medicine , i decided to give it a try by contacting and ordering herbs from Dr Agbon and behold within 21 days of usage i was cured from my Herpes HSV2 AND i thank you so much Dr Agbon He also cured the following illness .. 1 ) diabetes 2 ) hepatitis 3 ) Asthma 4 ) Epilepsy 5 ) ringing 6 ) pregnancy herbs 7 ) fibroids 8 ) arthritis 9 ) cancer 10 ) gout 11 ) kidney stone, Contact him now WhatsApp Number: +2349058797761, Gmail: dragboherbalhome@gmail.com, Website: https://dragbonherbalhome.wixsite.com/my-site-3

59.Posté par Cookie Walker le 11/12/2025 13:38
Hello Am From The UK , I want to write a little testimony about the good work of doctor Oyagu who cured me from Hsv 1 and 2 for just 2 weeks with his herbal medicine, I never believe I can be normal again and have a good life like others I always regretted the day I got diagnose with the virus, I was lost of hope when my doctor told me there is no cure for it but I keep thinking and thinking about my future, if I can have kids of my own well I am so grateful for my helper who get me cured with his herbal medicine, I go online in search of anything that can help me because I can’t deal with it forever so I found this doc Oyagu email on a blog of someone who was cured by him I quickly contact him for help and explain all my pain to him, he told me not to worry about it there is cure for real, I never believe until he send me the herbal medicine when I order for it and I have it within 4 days that is how I took the medicine for 2 week and the following week I go for test just to confirm I was 100% cured from this sickness what a miracle in my life I am so happy right now, you can also get in contact with him if you have such sickness through email address oyaguherbalhome@gmail.com or text him on WhatsApp, phone number +2348101755322 Dr Oyagu also has remedy to others disease like COLD SORES,HIV/AIDS,DIABETES.CANCER,HIGH BLOOD PRESSURE AND MANY MORE. I oblige everyone to contact this powerful herbalist Dr Oyagu and be free from suffering.

58.Posté par Nautika Harrison le 11/12/2025 13:21
I have been suffering from a deadly disease (Hsv) for the past 2 years now, I had spent a lot of money going from one places to another, from churches to churches, hospitals have been my home every day residence. Constant checks up have been my hobby not until this faithful day, I was searching through the internet, I saw a testimony on how Dr Oyagu helped someone in curing his (Hsv) herpes disease, quickly I copied his email which is oyaguherbalhome@gmail.com just to give him a test I spoke to him, he asked me to do some certain things which I did, he told me that he is going to provide the herbal cure to me, which he did, then he asked me to go for medical checkup after some days after using the herbal cure, behold I was free from the deadly disease, he only asked me to post the testimony through the whole world, faithfully am doing it now, please brothers and sisters, he is great, I owe him in return. if you are having a similar problem just email him on oyaguherbalhome@gmail.com visit his website https://oyaguspellcaster.wixsite.com/oyaguherbalhome Or WhatsApp him via 2348101755322

57.Posté par MERCY CARO le 07/12/2025 15:31
This is real, take it seriously. Who will believe that a herbal medicine can cure herpes virus, i never believe that this will work, i have spend a lot money getting drugs from the hospital to keep me healthy, it got to a point that i was waiting for a death to come because i was broke, one day i came across Dr  Agbon page. Who is well know for Herpes, HIV, and Cancer cure, i decided to email him i didn’t believe him that much, i just wanted to give him a try, he replied my mail and Needed some Information about me, then i sent them to him, he prepared the herbal meds and he ship the meds as he promised with my details through Courier service.  And after receiving it, i took the medicine as prescribed by him after  three weeks, he told me to go to the hospital for a check up, and i went, surprisingly after the test the doctor confirm me Herpes simplex virus negative, and  i thought it was a joking, i went to other hospital and was also negative, thank you for saving my life, I promise i will always testify of your good works. if you are herpes simplex virus patient, contact him and I am sure you will get cured, contact him now, WhatsApp  Number:+2349058797761
Email: dragboherbalhome@gmail.com WebSite:   https://dragbonherbalhome.wixsite.com/my-site-3

56.Posté par WILL PARISH le 05/12/2025 05:54
hello everyone I am Will Parish from ohio i have depressed for so many years because my wife left me because of my small manhood size which measured 2.3inches which was so embarrassing for me,i met my wife back then few weeks at high school and due to we parting ways after graduation we did not have time to explore our sexual life as she came from a christian background who forbids sex before marriage so we dated for 3years and when we finally planned our wedding ,we got married,my wedding night was supposed to be the best night for any man or woman but mine became the worst nightmare when i undressed myself in her presence my wife shouted in shock because my manhood was that of a 1yr old baby,she yelled and insulted me so hard and blamed me why did i not tell her i had a small penis i tried to explain and calm her down but she angrily left our hotel room crying,i felt the most embarrassment of my life that night,she eventually called off the wedding the next day and told both families why she left our marriage and i could not even say anything because the shame was unbearable,i cried and almost committed suicide, after 2 weeks i was reading an article on youtube about this Great Dr Harry herbal mixture liquid and cream,at first i was skeptical but i had to give it a try.i contacted him on his email drharrysolution@gmail.com behold he replied me fast and told me how his meds works i did everything he asked ,i paid and he sent his meds to me through UPS delivery service i got it within few days and started using it immediately and to my surprise after using it for 1 month i got about 10.5 inches long and 8.0 girth size,i felt like crying after seeing this results and i promised him i will share my story to the whole world for other men to see and cure their insecurities,no woman is worth taking your life for so i want to say thank you so much Dr Harry for saving my life and giving me my pride as a man back so if you are out there and you want herbs to sicknesses like small penis,low sperm count,erectile dysfunction,ALS,HPV,HERPES,lupus disease,stroke,Cancer,Arthritis ,and any other spells of all kind you need dr harry is available to help you whatsapp him on +2349036417079 email him on drharrysolution@gmail.com WEBSITE https://drharrysolutionhea.wixsite.com/healinghome Good luck as you contact him for your healings

55.Posté par Meyer Andrea le 04/12/2025 18:23
Greetings everyone,

     
   My name is Andrea Meyer from the United State of America, and I am here to Share my testimony and experience with the herbal practitioner called Dr.Femi I meant online a few months ago who gave me some herbs that healed me completely from Herpes and HSV-2. after suffering from this deadly disease for so many years.

And the good news is that he also have solutions to so many more diseases such as diabetes type2, cancer, HIV, Obesity, Arthritis infections of any kind and pregnancy related issues etc, and lots more I cannot mention.

I said to myself I cannot keep such good news to myself alone because I know so many of us are going through deadly illness out there and I decided to Share the good news to let you all know that there is still hope for you to get batter and that is why you must have to contact him through his email as soon as possible.

If interested kindly contact him for more information via email: drfemiherbalmedicines@gmail.com

Whatsapp on +2349153165215

54.Posté par Micheal le 28/11/2025 16:24
DR AZIBA HERBAL MEDICINE is the natural male support formula designed to take your sexual performance to another level. This is the formula designed to combat against all sexual complications and erectile dysfunction. The supplement promotes healthy production of testosterone hormone in body that increases sexual desires and endurance, while helping you to perform harder and longer on bed. It reduces the fatigue levels and sexual decline caused due to aging and optimizes the sexual drives and arousal levels for peak performance on bed.
DR AZIBA HERBS even focuses on increasing your circulation of blood across penile chambers. This increment in the circulation widens the blood vessels for increased holding capacity and this treats the root cause of ED in males. It reduces your fatigue levels and allows you to last longer with intense orgasms and better sexual drives. It also maximizes your sexual climax by allowing you to hold your ejaculation longer when performing on bed. Get in contact with DR AZIBA via Email:( Priestazibasolutioncenter@gmail.com ) And WhatsApp him directly on ( +2348100368288 )

53.Posté par James mosher le 26/11/2025 11:11
I stumbled across a comment while scouring the internet. I am suffering from erectile dysfunction, which was the same situation i found on the post , i ordered mine and same with me today am cured ,if you also need his assistance , You meant go through his website: https://bubaherbalmiraclem.wixsite.com/website Or reach via mail: buba.herbalmiraclemedicine@gmail.com or his Facebook Page ;https://www.facebook.com/profile.php?id=61559577240930 . AND THANK ME LATER

52.Posté par DR OBASI HERBAL CURE le 20/11/2025 22:56
My name is Dr. Obasi Oba a dedicated Herbal Medicine Expert and founder of the well-known Obasi Herbal Medicine Home. I have spent many years using natural herbs and traditional healing knowledge to support and Cure people (permanently) dealing with serious and life-threatening health conditions.
At Obasi Herbal Medicine Home, we provides carefully prepared herbal formulations that provide permanent Cure 100% to diseases such as:
Herpes (HSV-1/HSV-2), cancer, HIV/AIDS, hepatitis B and C, stroke, kidney failure, liver cirrhosis, heart disease, diabetes, and tuberculosis.

For more information or consultations, contact us:
WhatsApp: wa.me/2348112657992
Website: www.drobasiherbalmedicine.com
Email: drobasiherbalmedicinehome@gmail.com



51.Posté par DR OBASI HERBAL CURE le 20/11/2025 22:55
My name is Dr. Obasi Oba a dedicated Herbal Medicine Expert and founder of the well-known Obasi Herbal Medicine Home. I have spent many years using natural herbs and traditional healing knowledge to support and Cure people (permanently) dealing with serious and life-threatening health conditions.
At Obasi Herbal Medicine Home, we provides carefully prepared herbal formulations that provide permanent Cure 100% to diseases such as:
Herpes (HSV-1/HSV-2), cancer, HIV/AIDS, hepatitis B and C, stroke, kidney failure, liver cirrhosis, heart disease, diabetes, and tuberculosis.

For more information or consultations, contact us:
WhatsApp: wa.me/2348112657992
Website: www.drobasiherbalmedicine.com
Email: drobasiherbalmedicinehome@gmail.com

50.Posté par Joy Alba le 18/11/2025 14:16
Hello everyone, my husband and I had already given up hope of ever getting cured from herpes. We tried so many treatments, went to different doctors, and kept getting prescribed the same medications that just didn’t work for me. Then one day, I came across a post online from someone talking about Dr. Phillip Healer. She said his herbal remedies had helped her, so I decided to reach out. From the very first conversation, he gave us hope. He prepared some herbal medicine and explained exactly how to take it. We followed his instructions carefully. At first, I wasn’t sure if it was working, but my husband encouraged me to let us go get tested again, and to our surprise, the results came out clear and negative. I’m so grateful to Dr. Phillip Healer for helping me. If you’re struggling with herpes, you can reach out to him via email: drphillipherbalsolution@gmail.com His herbal medicine is a total game changer and a life saver that made a real difference for me.

49.Posté par TOM FITTON le 17/11/2025 23:24
Hello everyone here i am Michael Freckleton a medical doctor from France but currently in Miami,i want to share a great testimony of how Dr HARRY herbal mixture cream saves me from shame and disgrace, my penis size was a big problem to me as the size was really so embarrassing and discouraging, a 39 year old full grown man like me having 4 inches penis and to worsen it i don't last in sex i cant even last two minutes it was really a thing of shame my wife was really tired of me because my sex life was very poor , she never enjoyed sex, i was always thinking and searching for solutions everywhere until last two months when i saw a testimony of how Dr herbal mixture cream have been helping people from the Globe,i saw one MR PAUL testifying of how Dr HARRY helped him enlarge his penis size so i decided to give him a try ,i visited his website link https://drharrysolutionhea.wixsite.com/healinghome we talked and he gave me steps to follow which i did and to my greatest surprise in less than two weeks of taking the herbal mixture cream my penis grow to 8 inches i couldn't believe my eyes and as i speak now my penis is now 10.5 inches long and i was amazed when my wife said i satisfy her so well now all thanks to Dr HARRY herbal mixture Cream, i will forever be grateful To him i also learnt that Dr HARRY also have the herbal cure to problems like PENIS ENLARGEMENT ERECTILE DYSFUNCTION DIABETES type 1 and type 2 HERPES GENITAL WART LOW SPERM COUNT WEAK ERECTION BREAST ENLARGEMENT PROSTATE CANCER HIV/AIDS SPELL OF ALL KINDS LIKE EX BACK,CANCEL DIVORCE,BREAK UP SPELL ,PREGNANCY SPELL,PROMOTION SPELL,JOB SPELL ALS HPV 123 PILE ASTHMA HEART FAILURE PREMATURE EJACULATION HEPATITIS A,B,C AND MANY MORE so if you you are suffering from any of this problems please do not hesitate to contact him now email drharrysolution@gmail.com website https://drharrysolutionhea.wixsite.com/healinghome you can call him or Whatsapp +2349036417079 thanks

48.Posté par Dr Ayo le 15/11/2025 12:05
I am Dr. Ayo Christopher, I am a Great traditional Herbal Medicine Doctor. I specialize in treating any kind of diseases and infections using Herbs Medicine. I have the Herbal Cure for Diabetes, Virginal infection, Genital, Gonorrhea, warts virus infections, Leukemia, Breast Cancer, Lung Cancer, Menopause, Hepatitis A B C and HIV and other deadly infections. I have treated more than 20 patients that have Herpes (HSV 2) and all of them were cured. My herbal medicine is 100% safe, there are no side effects and You will start seeing clear results as early as 7 days.

If you have been taking conventional medicines for that Herpes infection and you are still having those re-occuring outbreaks, why don't you try Herbal Medicines and see it get cured in weeks. For more information, send me an

Email: ridvid8@gmail.com

Telegram: @wafri01

websitehttps:
https://ridvid8.wixsite.com/dr-ayo-herbs-home/about-5

47.Posté par Derek le 05/11/2025 13:42
After seeing numerous neurologists, I was given the diagnosis of MULTIPLE SCLEROSIS. I was given medication, which helped, but my condition was rapidly deteriorating. Ultimately, I heard about the herbal medicine prepared by Dr Phillip. This treatment has helped greatly with reducing my symptoms, it was even more effective than the prescription drugs I was using. My tremors mysteriously disappeared after the first month of medication, and I was able to walk better. Within 3 months of this treatment most of my symptoms vanished. The herbal medicine is a total game changer for me. I’m surprised more people with MS don’t know about it. This Dr Phillip is a breakthrough. For more information email drphillipherbalsolution@gmail.com or whatsapp +2349032276724
https://drudebhuluspelltemple.wordpress.com/
/

46.Posté par Derek le 05/11/2025 00:43
After seeing numerous neurologists, I was given the diagnosis of MULTIPLE SCLEROSIS. I was given medication, which helped, but my condition was rapidly deteriorating. Ultimately, I heard about the herbal medicine prepared by Dr Phillip. This treatment has helped greatly with reducing my symptoms, it was even more effective than the prescription drugs I was using. My tremors mysteriously disappeared after the first month of medication, and I was able to walk better. Within 3 months of this treatment most of my symptoms vanished. The herbal medicine is a total game changer for me. I’m surprised more people with MS don’t know about it. This Dr Phillip is a breakthrough. For more information email drphillipherbalsolution@gmail.com or whatsapp +2349032276724
https://drudebhuluspelltemple.wordpress.com/

45.Posté par MORRISON le 29/10/2025 22:51
hello everyone i am SOUTHGATE MORRISON from Manchester UK i want to tell the whole world of great Dr HARRY herbal mixture i was unhappy ever since my girlfriend back then in college mocked me of having a small penis and weak in bed ,ever since then i have been trying to improve my sex life but all effort failed ..but it gut worse when i got married ,my wife is so angry with me and Threatened to leave me if i do not find a way and i love my wife so much so one faithful day i was reading some comments on a blog then i saw a comment of one MR GERARD PETER from new Orleans testifying of how Dr Harry helped him enlarge his penis and Fertilize his sperm count so i quickly contacted him by his website link https://drharrysolutionhea.wixsite.com/healinghome and he got back to me and i did as he said ..to my greatest surprise i got 10 inches within two weeks of using his herbal medicine and now its just 3 weeks i am having 10.5 inches i am so happy now..my wife told me am so good in bed that i almost killed her last night all thanks to him note he also cure sicknesses and diseases like PENIS ENLARGEMENT ERECTILE DYSFUNCTION DIABETES type 1 and type 2 HERPES GENITAL WARTS LOW SPERM COUNT WEAK ERECTION BREAST ENLARGEMENT PROSTRATE CANCER HIV/AIDS PREMATURE EJACULATION so if you need his help contact him on his email drharrysolution@gmail.com visit his site https://drharrysolutionhea.wixsite.com/healinghome or whatsapp him on +2349036417079 thanks

44.Posté par anna cassisdy le 25/10/2025 10:14
I was told there is No Herpes Cure except treatment to control it. I totally lost hope all i could think was loosing my life because it was so embarrassing to have this virus. A few weeks ago I read about a possible natural cure which was 100 percent guaranteed. And I ordered the treatment from Dr Uma. And I also told him about my sister's cancer, After some weeks we got 100% cured. Now I'm so excited to share this testimony to every article for others living with HERPES, CANCER, PENIS ENLARGEMENT, HPV,HIV, etc. there is possible natural treatment to eliminate this virus. Email him for more info! Dr.umaherbalcenter@gmail.com or message him on WhatsApp +2347035619585.

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