Sénégal : Une augmentation du sociétariat combinée à une progression du taux d’inclusion financière du secteur de la microfinance de 19,7%

Jeudi 31 Octobre 2024

Le secteur de la microfinance au Sénégal compte 4 306 771 clients en 2023 contre 3 923 775 en 2022, soit une progression annuelle de 10,2% sur la période sous revue.


La clientèle est composée d’hommes (2 096 504 ; 48,68%), de femmes (1 791 305 ; 41,59%) et de personnes morales (418 962 ; 9,73%).

Le taux de pénétration de la microfinance par rapport à la population totale s’est établi à 24,3% en 2023. Tenant compte des doublons et des comptes inactifs, le taux d’accès des adultes aux services de la microfinance (taux corrigé d’accès) est de 19,7%.
Adou FAYE
 
 
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35.Posté par Wagener Ryan le 25/09/2025 20:56
I have be living with Oral herpes for over 4 years now and it has be a big problem for me. I have been looking for solution because I can’t leave with it, One day I came across a woman testimony on a forum saying she got cured of her Herpes with the help of Dr Akhimien an herbal doctor from African with herbal medicine. At first I did not believe because I was not sure herbs can really take this virus away, but I have no choice than to give it a try and contacted him with his emails, I explain my problems,.. then he told me not to worry that he will prepare the a cure with herbal mixture and send it to me, I got the medicine after 4 days delivery and I use as instructed. After 21 days when the herb was almost finished, I went to a medical doctor, I did a test and discovered that the virus was gone, and my test results were HSV 1%2 negative, I was so surprised and happy! Then I wrote to Dr Akhimien and thanked him for getting me cured from herpes. I advice you to contact this great herbal doctor Akhimien as he have cure for different kinds of diseases. I decided to share this testimony to let others who also suffer from herpes know about this and give hope to others, you can reach him via Email drakhiniemodion@gmail.com also his website:: https://drakhiniemodion.wixsite.com/drakhimien or WhatsApp number +2349133157031

34.Posté par melani case le 25/09/2025 01:21
I just want to encourage all individuals out there living with HERPES , ITCHY SHINGLES , Genital Herpes, HSV1&2, HIV/AIDS/ HPV, COPD, CANCER, Hepatitis b, Lupus, PCOS, Kidney failure, Lung cancer and alot more. That there is still a huge chance that you can get cure only with the help of herbal medicine cause herbal medication is the only medication that has proven right to have cured those diseases/infections listed above successfully and am a living testimony to that effect, cause i got rid of herpes successfully with herbal medicine i got from Dr KUTA herbal home. CONTACT Him via; drkutaherbalcenter@gmail.com and thank me later.

33.Posté par frances tony le 20/09/2025 06:02
I thought the physicians says there is no cure for HSV 2!!! I am telling you today that DR.UMA cure HSV 2 with his herbal medicine and once you get cured you are cured forever it is never reversible, I have been suffering for this deadly disease called HSV 2 for more than 2years and I lost all hope because my doctor says there is no cure for HSV 2.. Brethren I saw a testimony on the internet on how DR.UMA cure HSV, Hapatitis etc with his herbal medication and an email and watsapp to contact him was also displayed, I thought this was a joke but I decided to contact him and he replied telling me not to worry that my problem is over . DR.UMA sent me a herbal medication to drink for one month but only 2weeks I feel strange and I went to my doctor and he confirmed me negative. He can help you too. Contact him via email...dr.umaherbalcenter@gmail.com WhatsApp +2347035619585. He is capable of curing AUTISM, HERPES, HPV, HSV1&2, HEPATITIS A B C, and DIABETES.

32.Posté par DAVID SUTTER le 19/09/2025 08:33
I already gave up on ever getting cured of HSV2 because i have try many treatment none of them work out for me i have gone to different hospital they always tell me the same thing there is no cure for herpes, when i came across a post about Dr UMA in the net from a lady called Angela i contacted her and she reassured me with his herbal medicine which i took according to the way he instructed, that how i was cured. I doubted at first because i have been to a whole lot of reputable doctors, tried a lot of medicines but none was able to cure me. so i decided to listen to him and he commenced treatment, and under. two weeks i was totally free from Herpes. i want to say a very big thank you to DR UMA for what he has done in my life. feel free to leave him a message on email dr.umaherbalcenter@gmail.com or also Whats-app him +2347035619585.. he also cure all this 1.HIV 2.HIV HPV 3 .ALS 4. BED WETTING DIABETES.,

31.Posté par nels kate le 14/09/2025 23:56
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then i have been taking series of treatment but there was no improvement until i came across testimonies of Dr. UMA on how he has been curing different people from different. diseases all over the world, then i contacted him as well. After our conversation he sent me the medicine which i  took according .to his instructions. When i was done taking the herbal medicine i went for a medical checkup and to my greatest surprise i was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. UMA today on this Email address: dr.umaherbalcenter@gmail.com or whatsapp +2347035619585.

30.Posté par magriet dennis le 14/09/2025 22:50
Get rid of all kinds of Herpes and virus infections, Diabetes, Hepatitis A B C, Menopause and HIV with Natural Roots and Herbs, i was once infected with HERPES and after using Dr UMA Herbal Medicine for couple of weeks i couldn't trace it anymore, i even went for checkup and my test came out Negative. Get your cure today from this wonderful herbalist, Dr. UMA.
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28.Posté par HENRY MIKIEL le 12/09/2025 00:35
hello everyone i am Henry Mikiel from Florida a medical doctor i never believed herbal products could solve what my science technology could not solve ,i have been having little penis size since childhood and that really Embarass me alot and up till now that i am 37 years old i still find it difficult to find a permanent solution until my friend from Africa at work place introduce his uncle to me Dr Harry .he told me about his wonderful works and decided to contact him through his email he gave me drharrysolution@gmail.com and he replied me and we discussed my situation and told me what i need to do ,i did it and received his herbal medicine through UPS and i got it within 3/5 days and used his miraculous herbal mixture cream just as he told me ,its just 4 days i started measuring and got 4 inches already and after two weeks i got 11 inches size and 8.0 girth size .i was so happy because no woman will dare reject me now with my big Cock .life is really full of surprises me that was having 2 inches before now having 11 inches big cock size .so if you need any help or cure to any sickness or disease like small penis,low sperm count,premature ejaculation, HIV/AIDS , herpes , spells of all kinds etc you can quickly visit his website link https://drharrysolutionhea.wixsite.com/healinghome EMAIL HIM drharrysolution@gmail.com whatsapp him on +2349036417079 good luck as you reach him

27.Posté par KEVIN PETERS le 08/09/2025 04:27
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26.Posté par EMMA HAYES le 28/08/2025 23:12
I am Emma Hayes from New Jersey. My herpes virus turned to war after 4 years of living with it. I have tried different medical procedures to cure my herpes but to no avail. Most people think herpes is only a minor skin irritation of which herpes has long term effects on health and passes through the bloodstream and can be easily contracted through sexual intercourse. I knew I had herpes from the first day I started feeling itchy in my pubic area and the pain was very unbearable. I couldn’t stand it anymore. After 2 years of trying other means to get rid of it, I had to contact Doctor Harry to help me with a permanent cure. I saw his email and Whatsapp number from a testimony I read online from a lady who was also helped by him in curing infertility problems, I had faith and contacted him on his email address drharrysolution@gmail.com He assured me of his work and I ordered his herbal medicine and got it through UPS and started using it according to his instructions and Within days, I didn’t feel any pain anymore and within 3 weeks, my skin was all cleared and smooth, the sores in my pubic area all gone and healed i was so happy because of this shameful illness i lost my high school sweetheart and made me depressed so that's why i promised to share my testimony with everyone online to hear and experience this great healing, you are indeed a blessing to this planet and i will do my best to make sure you are known in the united states . I am very grateful to you sir and I write this testimony as others have done to bring those having faith to you sir. If you have herpes HPC stroke pile , small manhood size ,low sperm count, erectile dysfunction, lupus disease ,Hiv/aids , spiritual help of all kinds or other similar disease ,you want it cured, kindly contact Doctor Harry on his WhatsApp number +2349036417079 , Email him on drharrysolution@gmail.com OR website: https://drharrysolutionhea.wixsite.com/healinghome God bless you all as you contact him

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21.Posté par JEREMY PARKER le 06/07/2025 01:37
Hello, my name is JEREMY PARKER, I was going through an article and found out about a man called Dr HARRY. I have been suffering from DIVORCES issues with three different women concerning my 2,0 inches penis size. I had to contact the spell caster and herbal healer DR HARRY. Viviana,  my 4th wife, was on the verge of leaving me for another m an just because of my sexual failure .But I stayed positive and believed I could have her back and make her stay. and behold i Dr HARRY helped me enlarge my penis through his herbal medicine cream . VIVIANA  and I got together again and she was so happy the first night we had sex after using his cream for two weeks and I got 10.5 inches and 8.0 girth. Dr HARRY is such a nice man and honest man who takes his patient's happiness as his priority, he also helped me stop my cardiac arrest problem. Thanks to him and thanks to God for the gift given to him. If you have any problem whatsoever, contact him on this email: drharrysolution@gmail.com or website https://drharrysolutionhea.wixsite.com/healinghome  Contact him for the following problems and see the great work of Dr HARRY:SPELL(1)If you want your ex back.{2}If you want to be very successful(3)If you are searching for a job(4)You want to be promoted in your office.(5)You want women/men to run after you.(6)If you want a child.(7)You want to be rich.(8)you want to get Marriage Spells(9)Remove Sickness from your body Spells(10)Business spell(11)Lottery winning numbers(12)Bring Back Lost Love CUREPENIS ENLARGEMENTPREMATURE EJACULATIONLOW SPERM COUNTERECTILE DYSFUNCTIONHIV/AIDS CUREHERPES CUREINFECTION CURE PILE STROKE HEART FAILURE CANCER REDUCING OF FATS AND BUMS ASTHMA and many more.......contact him on this email: drharrysolution@gmail.com or website  https://drharrysolutionhea.wixsite.com/healinghome or whatsapp him directly on +2349036417079  

20.Posté par Charlene le 21/04/2025 15:57
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19.Posté par Curz le 09/04/2025 16:18
A traditional herbalist has restored my life by curing me from a nasty virus called herpes'' He cured me and my friend from the virus with his herbal medicine that was sent through DHL for me to drink and now I have just been tested negative several times since I finished with the herbal meds. there is no harm in trying to get help clearing your mess! get to know about this herbal man and his herbal medicine on his website if you're in same situation because he's got potentials in putting herbs together to cure that parasite called herpes. know about him on his Email, Oyaguherbalhome@gmail.com, Website https://oyaguspellcaster.wixsite.com/oyaguherbalhome

18.Posté par Cle Maintain le 06/04/2025 02:15
Good day viewers am here to recommend a herbal doctor that is really amazing, shearing this testimony of how i got cured completely from herpes is the best news to provide on social media. am so excited the herbal medicine works perfectly for me and am now totally cured from herpes with the medication he sent to me. Please contact Dr Omole for quick help if you are suffering from any disease ? WhatsApp him via +2347042161766 and also on Email; dromoleherbalhome48@gmail.com Or https://www.facebook.com/dromoleherbalhome/

17.Posté par Oliver James le 05/04/2025 16:03
I have taken time out to thank someone who cured me from HPV with herbal medicine! It became a major problem for me as it was affecting my daily life as I was no longer comfortable so I decided to look for a solution and I came across several posts about how Dr Guba a herbal man has been helping people on the same problem then I quickly contacted the herbal man and told him my experience with HPV" he prepared and send me his herbal medicine to drink, after everything I found out that all was okay with me and that my Herpes problem was gone after testing negative several times, this is why I have come out today to say thanks to him and for others to also believe that there’s cure for HPV. Contact him today on his Email: Drgubahealingherbs@gmail.com WhatsApp: + 234 816 238 8034 You can also go through his website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs

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